Service Fees

I)  Investment and fiduciary consultation hourly fee: $260 - $300. For a defined project, a flat fee could be agreed.

II)  Investment management fees are based on assets under management set on a sliding scale, typically from 1.5% to 0.5%. These fees cover trading costs. Account annual maintenance fee and custodial ancillary account charges are paid by the client.

III)  Financial and retirement planning fee ranges from $1500 to $3500 depending on the modules selected and analysis involved.

IV)  Fiduciary fees are negotiated as hourly or flat rate retention fee or billed as a percentage of assets under management. The annual fee for asset management is payable in quarterly installments and is deducted from the account at the beginning of the period, prorated based on the managed accounts net asset value on the first day of each quarter.